Feeling the interest burden of your existing home loan? Relax! Transfer your home loan to LGFC at a lower interest rate with a Balance Transfer home loan. Further, you also have the option of a Top-Up loan over and above the balance you transfer.

Eligibility for Home Loan Balance Transfer

100% of Principal outstanding and other charges based on the loan SOA/Foreclosure statement or 80% of Market Value whichever is lower.

For the salaried class, any Indian, of age 18 years minimum and up to the maximum age of retirement or 60 years, whichever is earlier?

For the self employed category, the maximum age is 65 years

The actual Home Loan amount is determined taking into various account factors such as:
» Repayment Capacity
» Age
» Educational Qualitfications
» Stability and Continuity of Income
» Number of Dependents
» Co-applicant's income
» Assests
» Liabilities
» Saving Habits and more...

Documentation Required For Home Loan

For the list of documents required. Click here

Home Loan Products: Services & Charges

To view the Services and Charges. Click here

FAQs

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