If you can dream it, you can own it! Everything you need to know to avail of a home loan is right here. You can be assured of fair terms, total transparency and flexibility. We believe that when it comes to owning a home, nothing should come in the way.
You can avail a Home Loan of up to Rs. 500,00,000 (minimum loan amount Rs. 1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower. The loan amount can be further enhanced by including an earning co-applicant.
The actual Home Loan amount is determined taking into various account factors such as:
» Repayment Capacity
» Age
» Educational Qualitfications
» Stability and Continuity of Income
» Number of Dependents
» Co-applicant's income
» Assests
» Liabilities
» Saving Habits and more...
For the list of documents required. Click here
To view the Services and Charges. Click here
To view the FAQs. Click here
Our goal is to make it easy for everyone to get a great deal on a home loans and other loans. We want to make it easy for you to have a lot of options, to take a well-informed decision when choosing which product to apply for and to do all this instantly! And best of all. LGFC services are completely free.